We Buy Houses in Obion County, TN
We pay cash for houses across Obion County, including Union City, Troy and South Fulton. Steadfast Home Buyers is a veteran-owned, family-run company based in Jackson, accredited by the Better Business Bureau with an A+ rating. Matt has worked in real estate since 2017, across more than 400 transactions. Any condition, no repairs, no agent commission and no fees on your side. Tell us the address and you will have a real number, usually within 24 hours.
Get a cash offer on your Obion County property
1. Send the address
The address and a line about condition. Nothing prepared, no appointment.
2. A figure, usually within a day
As-is, free and with nothing owed. We will also tell you plainly whether you should be listing it instead.
3. Choose the closing date
Seven days where title is clean, fourteen to twenty-one more usually. A title company handles the paperwork.
Cities We Serve in Obion County
Two true things about Obion County that pull against each other
The median Obion County house is worth $133,600 and median county household income is $54,613. That is about two and a half times income, among the most affordable ratios anywhere we buy. For contrast, Martin is four and a half times income and Davidson County is five and a half. (US Census Bureau QuickFacts, 2025 population estimates and American Community Survey 2020 to 2024.) On those numbers a local family can comfortably get a mortgage on a local house.
And the county has lost 2.4% of its population since 2020. 22.8% of county residents are over 65, 68.1% of county homes are owned and 89.6% of residents were in the same house a year earlier. So the market works for the people who are here, and there are fewer of them every year. Affordability without demand is the situation, and it is why a sensibly priced Obion County house can still take a long time.
What that means depending on where your house is
- In Union City. The county seat holds 4,340 of the county’s 12,527 households, about a third, and its own figures are worse than the county’s: 52.9% ownership and 23.5% poverty in town against the county’s 68.1% and 15.6%. The Union City page goes into that properly.
- In Troy or South Fulton. Small towns where a single unusual sale moves the whole comparable set, so a valuation can come back well under the agreed price for reasons that have nothing to do with your house.
- Out in the county. Acreage, outbuildings and a septic system put most of these outside what a standard mortgage covers at all.
When to list it and when to call us
A sound Obion County house at a sensible price will sell to a local buyer, because the wages here support the prices. List it. We are the right call for the three things a healthy ratio cannot fix: a house a lender has refused, an estate with heirs elsewhere, and a deadline somebody else set. And the shrinking population is the one argument against waiting that we will make anywhere: next spring there are fewer buyers than this spring. We also buy in Troy, South Fulton and across Weakley County.
Three ways to sell a house in Obion County
Three honest routes. Local wages here support local house prices, so a sound house at a sensible price will sell to a local buyer and should be listed. We are the right call for the three things a healthy ratio cannot fix.
| Sell to us | List with an agent | Sell it yourself | |
|---|---|---|---|
| Commission | None | Usually 5 to 6 percent | None |
| Repairs | None. We buy as-is | Usually negotiated after inspection | Yours to do |
| Showings | None | As many as it takes | You run them |
| Closing costs | We pay them | Usually split | Yours |
| Time to close | 14 to 21 days, or 7 | However long it takes to find a buyer | Open-ended |
| Can it fall through | No lender, so no | Financing is the usual reason a sale collapses | Same risk |
| What you get | Below full retail, and we say so | Usually the most, on a tidy house with time | The most, if you do everything right |
What people say about working with us
Paperwork and costs in Obion County
Tennessee charges a realty transfer tax of $0.37 for every $100 of the sale price. At the Obion County median of $133,600 that is roughly $494. We pay the closing costs, that tax included.
Deeds record with the Obion County Register of Deeds in Union City, the county seat. Out in the county, acreage, outbuildings and a septic system are what slow a sale down, and the survey usually matters more than the deed.
Questions people in Obion County ask us
Houses here are affordable. Why would anyone sell to a cash buyer?
Mostly they should not, and we say so. At $133,600 against a median income of $54,613, about two and a half times income, a local family can comfortably get a mortgage on a local house. List it.
So when are you actually the right answer?
Three situations. A house a lender has refused, an estate with heirs living elsewhere, and a deadline somebody else set. A healthy price-to-wage ratio does not fix any of those.
Should I wait for a better market?
This is the one county where we will argue against waiting. The population has fallen 2.4% since 2020, so next spring there are fewer buyers here than this spring. Affordability without demand is the situation.
My house is in Troy, not Union City. Does that change anything?
It can. In a small town a single unusual sale moves the whole comparable set, so a valuation can come back well under the agreed price for reasons that have nothing to do with your house. Ask which sales were used.
The house is out in the county with land and a septic tank.
Then most standard mortgages do not cover it at all, which is a large part of why those houses sit. That is squarely what we buy, and the outbuildings are not a problem for us.
How long does it take?
Seven days where title is clean, fourteen to twenty-one more usually. A title company handles the closing and you pick the date, not us.
Where are we located?
Steadfast Home Buyers, 86E N Star Dr, Jackson, TN 38305, about an hour and a half from Union City. Matt has bought houses in Tennessee since 2017, the Better Business Bureau rates the business A+, and we are past 400 closings. Call 731-318-5196 any day of the week.
Get a cash offer on your Obion County property
Occupied, empty, tenanted, in good order or falling apart. Tell us the address and what is going on, and we will come back with a real number.