More Questions We Hear Often
Q: Can I sell an inherited house?
A: Absolutely. We buy inherited properties regularly and understand the process can be emotional and complicated. Whether the estate is in probate or already settled, we can work with your timeline. You don’t need to clean it out or make any repairs — we’ll handle all of that after closing.
Q: Will you buy a house in bad condition?
A: Yes — that’s one of our specialties. We buy houses in any condition, including homes with foundation issues, roof damage, fire or water damage, mold, outdated systems, or years of deferred maintenance. You don’t need to fix a single thing. We’ll assess the property as-is and make you a fair offer based on its current condition.
Q: What if I have liens on my property?
A: Having a lien on your property doesn’t mean you can’t sell. We work with homeowners who have tax liens, mechanic’s liens, HOA liens, and other encumbrances. In many cases, the liens can be paid off at closing from the sale proceeds. Give us a call and we’ll walk you through your options — there’s no obligation.
Q: Will you buy my rental property, even with tenants?
A: Yes. We buy rental properties, including those with tenants currently in place. Whether you’re a tired landlord dealing with problem tenants or simply ready to cash out of your investment, we can make you an offer and handle the details. You don’t have to wait for leases to expire or deal with evictions yourself.
Q: How fast can you really close?
A: In most cases, we can close in as little as 7 days for situations that qualify. If you need more time, that’s fine too — we work on your schedule, not ours. The key advantage is that because we pay cash, there’s no bank financing to wait on. Once we agree on a price, the process moves fast.
Q: Do you buy houses in all parts of West Tennessee?
A: Yes. We serve Jackson, Memphis, and communities throughout West Tennessee and surrounding areas including Madison County, Shelby County, Haywood County, Gibson County, Carroll County, and more. If you’re within about two hours of Jackson, TN, give us a call and we’ll let you know if we can help.
Q: Can you help me if I’m facing foreclosure in Jackson, TN?
A: Yes — and the sooner you reach out, the more options you have. Tennessee is a non-judicial state, which means foreclosures can move quickly. We can often close in as little as 7 days, which may be enough to stop the foreclosure before the auction date. For a full breakdown of your options, see our guide: How to Stop Foreclosure in Jackson, TN: 5 Options Explained.
How the Process Works
Q: How does selling my house for cash actually work?
A: Three steps. You contact us with basic info about your property. We send a no-obligation cash offer within 24 hours. If you accept, we open title, handle the paperwork, and you pick a closing date. Most sellers have cash in hand within 7–21 days — no repairs, no showings, no agents.
Q: How do I get started?
A: Call or text us at (731) 310-2331, or fill out the form at steadfasthb.com. We’ll reach out within a few hours. No cost, no obligation, no pressure.
Q: How long does it take to get a cash offer?
A: Within 24 hours — often the same day. We don’t need to send inspectors or appraisers before making an offer. We research your property and make a fair offer based on condition and comparable sales.
Q: What happens after I accept your offer?
A: We open title with a local title company who handles all the closing paperwork. We coordinate everything. You pick a closing date, sign the documents, and walk away with cash. The process after acceptance typically takes 7–14 days, faster or slower depending on what works for you.
Q: Do I need to sign anything just to get an offer?
A: No. Getting an offer is completely free and requires zero commitment. We only ask you to sign a purchase agreement after you’ve decided you want to move forward.
Q: Can I back out after accepting your offer?
A: Yes. Until the deed transfers at closing, you have options. We’d rather you be completely comfortable than feel stuck. If something changes, just call us.
Q: What if I am not ready to move right away?
A: We work around your timeline completely. We can close quickly if you need to, or build in 30–45 days for you to find your next place. You set the pace.
Pricing and Money Questions
Q: How do you determine what to offer for my house?
A: We look at recent comparable sales in your area, the current condition of the property, the cost of needed repairs, and local market conditions. We’re transparent — if you ask how we arrived at a number, we’ll walk you through it. We aim to make an offer that works for both of us.
Q: Will I get a fair price selling for cash?
A: A cash offer is typically below full retail market value — that’s the honest answer. What you gain is speed, certainty, and zero costs. When you list with an agent, you might get a higher gross number but subtract 5–6% commission, repair costs, closing costs, and months of carrying costs. Many sellers find the net difference smaller than expected — and the saved time and stress are worth a lot.
Q: Are there any fees or commissions?
A: None. Zero. We don’t charge commissions, service fees, admin fees, or closing costs. The offer we make is exactly what you receive at closing — no surprise deductions on settlement day.
Q: Do I have to pay closing costs?
A: No. We cover all standard closing costs. You pay nothing out of pocket to complete the sale.
Q: What if I still owe money on my mortgage?
A: Very common — no problem. At closing, the title company pays off your mortgage balance directly from the sale proceeds before you receive anything. If the offer exceeds what you owe, you pocket the difference.
Q: What if I owe more on my house than it is worth?
A: Being underwater on your mortgage is stressful but it does not mean you have no options. Depending on your situation, a short sale (where the lender agrees to accept less than the full payoff) may be possible. Call us — we have experience with these situations and can help point you in the right direction even if a standard cash sale is not the answer.
Q: Can you buy my house if I am behind on mortgage payments?
A: Yes. Being behind on payments is one of the most common situations we work with. A fast cash sale can pay off the outstanding balance and stop further damage to your credit — often in time to avoid foreclosure entirely.
Q: Do you pay in actual cash or is it a bank transfer?
A: “Cash offer” means we are not using bank financing — there is no mortgage lender or financing contingency that can fall through. You receive your funds at closing via wire transfer or cashier’s check from the title company, whichever you prefer.
Property Condition — We Buy It As-Is
Q: Do I need to make any repairs or clean the house before selling?
A: Absolutely not. We buy houses completely as-is. Do not fix anything, clean anything, or spend a single dollar getting it ready. We have purchased homes with broken HVAC, roof damage, holes in walls, outdated kitchens — none of it matters. We factor condition into our offer so you do not have to.
Q: Will you buy a house with foundation problems?
A: Yes. Foundation issues are expensive to fix but they do not stop us from making an offer. We adjust our number to reflect the repair cost, but the sale still moves forward.
Q: Will you buy a house with a bad or leaking roof?
A: Yes. Whether it needs patching or full replacement, you do not need to fix the roof before closing.
Q: Will you buy a house with fire or smoke damage?
A: Yes. Fire-damaged homes are actually one of the more common situations we help with. If your insurance claim has been settled or is still in process, give us a call — we can work through the details with you.
Q: Will you buy a house with mold or water damage?
A: Yes. Water damage and mold are intimidating but they do not make a property unsellable to us. We have bought homes with significant moisture damage and we handle the remediation after closing.
Q: Will you buy a house that has been vacant or abandoned for years?
A: Yes. Vacant properties are something we buy regularly. Whether it has been empty for two years or twenty, we will make you an offer.
Q: What about a hoarder house full of furniture and belongings?
A: Not a problem. You can take what you want and leave the rest. We handle clean-out after closing — you do not have to haul a single item out if you do not want to.
Q: Will you buy a house with code violations?
A: Yes. Code violations — unpermitted additions, electrical issues, plumbing problems — are things we deal with regularly. We do not need you to resolve them before closing.
Q: Will you buy a condemned house?
A: Possibly, depending on the situation. A condemned property involves some additional steps but it may still be something we can work with. Call us and describe the situation — we will give you an honest answer.
Difficult Situations We Help With
Q: Can you help if I am going through a divorce and need to sell the house?
A: Yes, and we work with divorcing couples regularly. A fast cash sale removes one of the biggest sources of conflict — the house — quickly and cleanly. We can work with both parties, and the proceeds are split at closing however your agreement dictates. We are discreet, quick, and we do not take sides.
Q: Can you buy a house that is in probate or part of an estate?
A: Yes. Estate and probate sales are a significant part of what we do. We work directly with estate attorneys and executors and understand the process. Learn more about selling an inherited house in Jackson, TN → Whether probate is already open, just starting, or you are still figuring out next steps, give us a call — we can help you understand your options and timeline.
Q: What if the property has title problems or title issues?
A: Title problems — liens, judgments, easements, ownership disputes — are something we have experience working through. We partner with local title companies who specialize in clearing complicated titles. We will let you know upfront if there is something that cannot be resolved, but in most cases we can still close.
Q: Can you buy a house with unpaid property taxes?
A: Yes. Unpaid property taxes become a lien on the property and get paid off at closing from the sale proceeds. You do not need to come up with the money beforehand — the title company handles it on settlement day.
Q: Can you still buy my house if the bank has already started foreclosure?
A: Yes, but time matters. In Tennessee, foreclosure can move fast — sometimes as little as 60 days from the first notice to the auction. If you have received a Notice of Default or a sale date has been set, call us immediately. We can often close fast enough to stop the foreclosure before it completes.
Q: Can you help if I need to relocate quickly for work?
A: Absolutely. Job relocations are one of the most time-sensitive situations we handle. We can often close in 7–10 days, which means you can accept that offer, sell your house, and be in your new city without carrying two households.
Q: What if the house is part of an estate sale and multiple heirs are involved?
A: This is common and we know how to navigate it. All parties with an ownership interest will need to sign off on the sale, which the title company coordinates. We are patient with the process and experienced working with multiple decision-makers.
Q: Can you buy my house if I am going through bankruptcy?
A: It depends on whether the bankruptcy has been discharged or is still active. In an active bankruptcy, the court may need to approve the sale. We can work with your bankruptcy attorney to navigate this — it is possible, just requires an extra step.
Q: I have a reverse mortgage — can you still buy my house?
A: Yes. A reverse mortgage is paid off at closing just like a traditional mortgage. The title company coordinates the payoff, and any remaining equity after the balance is paid comes to you.
Comparing Your Options
Q: How is selling to Steadfast different from listing with a realtor?
A: Listing with a realtor means showings, inspections, appraisals, negotiations, financing contingencies, and a 45–90+ day process — with a 5–6% commission off the top. Selling to us means one conversation, a cash offer within 24 hours, no repairs, no showings, no commissions, and closing on your schedule. Both paths are legitimate — it just depends on your situation and what you value most.
Q: Should I list my house or sell for cash?
A: If your house is in great condition, you have time, and you want to maximize your gross sale price, listing may make sense. If you need to sell fast, the house needs work, you want certainty, or you are dealing with a difficult situation like foreclosure or probate, a cash sale is almost always the better path. Many sellers who start by thinking they will list eventually call us anyway — after months of repairs, showings, and deals falling through.
Q: What about selling through iBuyers like Opendoor or Offerpad?
A: iBuyers operate in large metro markets and typically require homes to be in good condition. They also charge service fees of 5–8% in addition to other deductions. We are local, we buy houses in any condition, we charge zero fees, and you talk to a real person — not an algorithm. For most West Tennessee sellers, we are a better fit.
Q: Can I get multiple cash offers and compare?
A: Absolutely. You are never obligated to accept our offer, and shopping around is a smart move. We are confident our offer will be competitive. What we ask is that you give us the opportunity to be part of the conversation.
About Steadfast Home Buyers
Q: Is Steadfast Home Buyers a legitimate company?
A: Yes. We are a licensed, veteran-owned real estate investment company based in Jackson, TN. We have bought dozens of homes across West Tennessee and Madison County. You can check our Google reviews, look us up in the Tennessee Secretary of State business registry, and call us any time — we pick up.
Q: Are you a local company or a national chain?
A: We are local. Steadfast Home Buyers is based right here in Jackson, TN. We are not a franchise or a call center in another state. When you call us, you talk to Matt Lange — the owner — or someone on his team who lives and works in this community.
Q: What do you do with the houses you buy?
A: Most of the homes we buy we renovate and either resell or hold as rental properties. This means the homes get improved and re-enter the community in better shape than we found them — which we think is a good outcome for everyone.
Q: Do you work with real estate attorneys and title companies?
A: Yes, on every transaction. We close through licensed title companies who conduct a full title search, handle the deed transfer, and make sure everything is done correctly and legally. You are welcome to use your own attorney if you prefer.
After the Sale
Q: How long do I have to move out after closing?
A: We discuss move-out timing as part of the agreement before closing. In most cases, you vacate on or before the closing date. If you need a few extra days after closing to finish moving, we can often build that into the terms. Just tell us what you need.
Q: Can I choose my own closing date?
A: Yes. Within reason, you pick the date. We can close as fast as 7 days or give you 45–60 days if you need time to find your next place. Flexibility is one of the core advantages of selling to us.
Q: Do I need to remove all my furniture and belongings before closing?
A: Only the things you want to keep. Take what matters to you and leave the rest. We handle clean-out after closing at no additional cost to you.
Q: What documents do I need to sell my house?
A: Primarily your government-issued ID and proof of ownership (your deed). The title company will run a full search and let you know if anything else is needed for your specific property. We help walk you through it step by step.