We Buy Houses in Calloway County, KY
We pay cash for houses across Calloway County, Kentucky, including Murray, Hazel and New Concord, and out toward Kentucky Lake. Steadfast Home Buyers is a veteran-owned, family-run company based in Jackson, Tennessee, accredited by the Better Business Bureau with an A+ rating. Matt has worked in real estate since 2017, across more than 400 transactions. Any condition, no repairs, no agent commission and no fees on your side. Tell us the address and you will have a real number, usually within 24 hours.
Get a cash offer on your Calloway County property
1. Send the address
The address and a line about condition. Nothing prepared, no appointment.
2. A figure, usually within a day
As-is, free and with nothing owed. We will also tell you plainly whether you should be listing it instead.
3. Choose the closing date
Seven days where title is clean, fourteen to twenty-one more usually. A title company handles the paperwork.
Kentucky charges the seller, and the rate is a fraction of Tennessee
Kentucky charges $0.50 for every $500 of the price or part of it, and by statute the GRANTOR pays, which means the seller. At the Calloway County median of $183,200 that is about $184. The same house in Tennessee would attract roughly $678 at $0.37 per $100. (Kentucky Revised Statutes 142.050; Calloway County Clerk, Murray.)
So the tax side of a Kentucky sale is cheap, and it is paid by you rather than your buyer. We pay it on the houses we buy, along with the rest of the closing costs.
A university county, and only 63.9% of it is owned
63.9% of Calloway County homes are owned, the lowest figure of any county we buy in outside Nashville and Memphis, and only 82.3% of residents were in the same house a year earlier. Murray State University sits in the county seat and cycles students and staff through a slice of the housing stock every year. The median house is worth $183,200, median household income is $52,706, 19.5% of the county is over 65, and the population has grown 5.0% since 2020 to 39,421 across 15,239 households. (US Census Bureau QuickFacts, 2025 population estimates and American Community Survey 2020 to 2024.)
- A student let you have finished with. More than a third of the county rents and median rent is $870. We buy with the lease running and the tenants in place.
- A house a lender has refused. Fire, water or structural movement stops a mortgage whatever the town is like.
- An estate with the family elsewhere. Nearly a fifth of the county is over 65 and those houses are usually still full. We take the contents as they are.
- A lake place you no longer use. Seasonal use, damp, a dock or a well, and frequently no mortgage market at all.
Three ways to sell a house in Calloway County
Three honest routes. A sound house in Murray has both local buyers and landlords competing for it, so the middle route usually wins. We are the right call for the ones a lender will not touch.
| Sell to us | List with an agent | Sell it yourself | |
|---|---|---|---|
| Commission | None | Usually 5 to 6 percent | None |
| Repairs | None. We buy as-is | Usually negotiated after inspection | Yours to do |
| Showings | None | As many as it takes | You run them |
| Closing costs | We pay them | Usually split | Yours |
| Time to close | 14 to 21 days, or 7 | However long it takes to find a buyer | Open-ended |
| Can it fall through | No lender, so no | Financing is the usual reason a sale collapses | Same risk |
| What you get | Below full retail, and we say so | Usually the most, on a tidy house with time | The most, if you do everything right |
What people say about working with us
Paperwork and costs in Calloway County
Kentucky charges $0.50 per $500 of the price or part of it, and the seller pays it by statute. At the Calloway County median of $183,200 that is roughly $184. We pay it, along with the rest of the closing costs.
Deeds record with the Calloway County Clerk in Murray, the county seat. Kentucky uses a county clerk rather than a register of deeds, which catches people out if they have sold in Tennessee before.
Questions people in Calloway County ask us
Who pays the transfer tax in Kentucky?
The seller, by statute, which is the opposite of what most people expect. It is $0.50 per $500 of the price, about $184 at the county median of $183,200. We pay it on the houses we buy.
I have a student let near Murray State with tenants in it.
We buy with the lease running and the tenants in place. More than a third of this county rents, so your likeliest other buyer is another landlord pricing off the rent roll rather than the house.
Should I list it instead?
If it is sound, yes, and we say so on the phone. Murray has a working market with both local buyers and landlords, so an agent will beat our number on a house that can be shown.
Will you buy a place on the lake?
Yes. Seasonal use, damp, a dock or a well frequently mean no mortgage market at all, which is exactly when a cash sale is the simpler route.
How far away are you?
About two hours, in Jackson, Tennessee. That affects only how soon we can see the house, usually within a day or two. The closing is handled locally.
How fast can you close?
Seven days where title is clean, fourteen to twenty-one more usually. You pick the date.
Where are we located?
Steadfast Home Buyers, 86E N Star Dr, Jackson, TN 38305, about two hours from Murray. Matt has bought houses since 2017, the Better Business Bureau rates the business A+, and we are past 400 closings. Call 731-318-5196 any day of the week.
Get a cash offer on your Calloway County property
Occupied, empty, tenanted, in good order or falling apart. Tell us the address and what is going on, and we will come back with a real number.
We also buy in Murray.