Home Owner Finance
- $1,750/mo
- 3 bd
- 2 ba
- 1617 sqft
1560 Mclemoresville Rd, Huntingdon, TN 38344
Rent to Own & Owner Finance · Tennessee
Own your home.
Skip the bank.
Real homes with terms that work for real people. If a bank said no because of credit, self-employment, or a small down payment, we still want to talk to you.
No credit check to pre-qualify. Takes 2 minutes. Questions? Call (731) 240-9078
No bank approvalYou make payments to us, not a lender. We decide together.
Flexible down paymentMost homes start between $5,000 and $40,000 down.
Local teamWe’re in Jackson, TN. You talk to a real person, not a call center.
How it works
Three steps to your front door.
No loan application, no underwriting, no waiting on a bank.
01
Tell us what you can afford
Fill out the 2-minute form: your monthly comfort zone, what you have for a down payment, and where you want to live.
02
Tour homes that fit
We match you with homes that work for your budget and set up showings on your schedule.
03
Move in
Pick your home and sign. Most buyers close in a few weeks, not months.
Available now
Homes you can buy without a bank.
Click any home for photos and details. New homes are added often, so pre-qualify to hear about them first.
Home Owner Finance
- $350,000
- 4 bd
- 2 ba
- 1932 sqft
15570 Natchez Trace Rd, Lexington, TN 38351
Home For Sale
Sold
Sold
- $125,000
- 2 bd
- 2 ba
- 1263 sqft
619 N Main St, Dyer, TN 38330
Home For Sale
Pending
Pending
- $330,000
- 4 bd
- 2 ba
- 2164 sqft
35 Fawn Ridge Dr, Jackson, TN 38305
Home Owner Finance
Pending
Pending
- $100,000
- 2 bd
- 1 ba
- 1265 sqft
417 W Main, Rutherford, TN 38369
Why owner finance
Better than renting.
Your monthly payment should build something for you, not your landlord.
Renting
- Payments build your landlord’s equity
- Rent can go up every year
- Can’t paint, remodel, or make it yours
- Lease ends, you move again
Steadfast Rent to Own / Owner Finance
- Payments go toward a home you own
- Payment is set in your agreement
- Fix it up and make it yours
- No bank approval needed
Questions
Common questions.
Do I need good credit?
No. We look at your whole situation: income, down payment, and how stable things are. A lot of our buyers have credit the banks wouldn’t accept.
What’s the difference between rent to own and owner finance?
With rent to own, you rent the home with the option to buy it later, and part of what you pay can go toward the purchase. With owner financing, you buy the home now and make your payments to us instead of a bank. We’ll help you figure out which one fits.
How much do I need for a down payment?
Most homes need between $5,000 and $40,000 depending on the price. Tell us what you have on the form and we’ll show you what fits.
Will you run my credit?
Not to pre-qualify. The form just helps us match you with the right homes.
What condition are the homes in?
Many are updated and move-in ready. All homes are sold as-is, so walk through and inspect before you buy. We’ll set up the showing.
Can I refinance with a bank later?
Yes. Many buyers use this as a bridge while they rebuild credit, then refinance into a traditional loan.
Get pre-qualified
See which homes fit your budget.
Two minutes. No credit check. No obligation. You’ll see our available homes as soon as you submit.
Steadfast Home Buyers · Jackson, TN · (731) 240-9078
All properties are sold as-is. Buyer is responsible for inspecting the property and making any needed repairs. Pre-qualification is not a guarantee of approval. Terms vary by property. Steadfast Home Buyers is an Equal Housing Opportunity provider.